Living in Graham

Overview

About Graham

Graham was settled in 1871 by brothers Gustavus A. and Edwin S. Graham, who bought a large tract in Young County, purchased a local saltworks and established the town in 1872. The town says its square is physically the largest of any in the country.

Graham had 8,732 residents at the 2020 census, and the town still has an operating drive-in theater.

Who Graham suits

Graham suits buyers who want small-town affordability, ranch and acreage properties, and easy access to the north side of Possum Kingdom Lake.

At a glance

Graham by the numbers

Figures are sourced below with their dates. Market values change; confirm current numbers with Jamie before making decisions.

Housing

Homes & neighborhoods

Expect established in-town neighborhoods, lake-area properties toward Possum Kingdom, and ranch land throughout Young County.

Schools

Graham school districts

High school campus ratings

• Graham High School: B (84) in 2026

Ratings are Texas Education Agency A–F accountability ratings (overall score in parentheses), released August 2026. See campus details on TXschools.gov. School boundaries change and don't follow city limits; confirm the assigned schools for any address with the district.

Market notes · as of September 2026

Graham home prices

Zillow's Home Value Index puts the typical Graham home at $213,587 as of September 2026, roughly flat 0.4% from a year earlier. The index is a smoothed, seasonally adjusted measure of mid-tier single-family homes and condos, not a sale price for any one house.

For comparison, Zillow's Fort Worth index was $292,949 in the same month.

More local numbers (September 2026)

• Realtor.com, ZIP 76450 (Graham): median list price $340,000, 83 active listings, 89 median days on market, 20.3% of listings with a price cut. Source: Realtor.com Research ZIP inventory.

List prices (Realtor.com) and sold prices (MLS) measure different things and aren't directly comparable. Small markets can swing sharply month to month.

Values vary widely by street, lot size, age and condition, especially where acreage, waterfront or new construction is involved. Before you buy or list, ask Jamie for a free comparative market analysis built from current active, pending and sold listings in the NTREIS MLS.

Property taxes

Graham property tax rates

2025 adopted rates per $100 of taxable value, from the Texas Comptroller:

Example only: on a home appraised at the typical Graham value of $213,587, the combined rate works out to about $4,833 a year before exemptions. A homestead exemption lowers the school-tax portion (school districts must exempt $140,000 of a homestead's value, with an additional $60,000 for owners 65 or older or disabled, per the Texas Comptroller). Your actual bill depends on the appraised value, exemptions and any special districts.

Special districts (hospital, college, emergency services, MUD/PID and others) are not included and vary by property. Appraisal district: Young County. This is general information, not tax advice.

Getting around

Commute & roads

US 380 runs east to Jacksboro, SH 16 runs south toward Possum Kingdom Lake, and SH 67 heads southwest toward Breckenridge.

• Downtown Fort Worth: about 110 minutes / 89 miles
• Graford: about 33 minutes

Drive times are routing estimates from OSRM without traffic; rush hour and highway construction can add significant time.

Outdoors

Lakes & recreation

Possum Kingdom Lake is southeast of town, and Lake Graham and Lake Eddleman add fishing and boating close to home.

Things to do

Notable attractions near Graham

• Historic districtGraham town square & Young County Courthouse

  A courthouse square billed as the largest in the country.

• Lake (nearby)Possum Kingdom Lake

  Clear Brazos River reservoir southeast of Graham.

Everyday life

Shopping, dining & amenities

The courthouse square anchors local dining and shopping.

Due diligence

Utilities, internet & flood checks

• Electricity: parts of this area are open to retail electric choice (compare plans at PowerToChoose.org), while many rural and some city areas are served by an electric cooperative or municipal utility with no choice. The provider depends on the exact address.
• Water & sewer: inside city limits, service usually comes from the city or a water supply corporation. Outside city limits, homes often rely on a water supply corporation or a private well plus an on-site septic system (OSSF). Ask for well and septic inspections before closing.
• Internet: options range from fiber and cable in town to fixed wireless and satellite in the country. Check any address on the FCC National Broadband Map.
• Flood risk: look up the property on the FEMA Flood Map Service Center and ask your insurance agent about flood coverage, even outside a mapped flood zone.

Map

Graham on the map

Use the layer button (top right of the map) to show TEA school district boundaries or FEMA flood hazard zones around Graham.

School district and flood layers are for general reference only. Verify districts with the TEA School District Locator or the district, and flood zones with the FEMA Flood Map Service Center and a survey or elevation certificate. Map data © OpenStreetMap contributors.

Local FAQ

Graham questions

Sources

Where these facts come from

• Zillow Research, ZHVI by city (as of September 2026)
• Realtor.com Research ZIP inventory (September 2026)
• Texas Education Agency, 2026 Statewide Multi-Year Ratings and TXschools.gov
• Texas Comptroller, 2025 county, city and school district tax rates · Comptroller exemptions
• Appraisal district contacts (Comptroller county directory): Young County
• Wikipedia: Graham (history; 2020 U.S. Census population)
• OSRM routing (drive-time estimates)
• Official site: Graham

This content is general information, not legal or tax advice. Rules, rates and deadlines change. Confirm details with the appropriate agency, attorney, CPA or lender.